HomeBuyer Report sample

Home Buyers Survey

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The content of survey reports will vary considerably due to factors including the age, type, location and condition of the property, and materials used in its construction.

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Download sample HomeBuyer Report HomeBuyer Report sample

Download sample Building Survey Building Survey sample

Download sample Property Valuation Property Valuation sample

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 Mortgage Valuation
 Property Valuation
 Homebuyer Report
 Building Survey
 Mortgage
Valuation
Property
Valuation
Homebuyer
Report
Building
Survey
Help you make a reasoned and informed decision
as to whether to proceed, reconsider or renegotiate on the purchase
 TickTickTick
Identify potential problems
such as any repairs or replacements the property needs including We inspect roofs, chimneys and other surfaces on the outside of the building from ground level
  Tick Tick
Can help you negotiate a better property price
Where problems are discovered or a lower valuation is given, buyers are enabled to negotiate a lower buying price
 TickTickTick
Show traffic light ratings
which give you a green/amber/red condition of your property in an easy to understand format
  Tick 
Prepare you
for potential costly repairs after you move in
  TickTick
Completed by a RICS Surveyor
Surveyor Local’s national panel of Surveyors are fully qualified and highly experienced chartered surveyors
TickTickTickTick
Independent valuation
gives you a professional valuation of the property, helping prevent you from paying too much for the property
 TickTick 
Exhaustive report
a more in depth survey on construction, issues and defects
   Tick
Appropriate for all properties
a suitable survey, irrespective of age, construction type, condition and level of modification
   Tick
Highlights urgent issues
Reports on any defects needing urgent attention
  TickTick
On-going maintenance
Professional recommendations on repairs and maintenance
  TickTick
Building reinstatement Costs
Included for insurance purposes
  Tick 
Appropriate for standard property types
Suitable for properties built later than1900 of standard construction (brick and tile)
  Tick 
Appropriate for unusual property types
Suitable for a older, unusual constructed (e.g. thatch roof) or extensively modified properties (e.g. extended) or those in need of modernisation
   Tick
Advice for your Solicitor
Observations that may impact the legal title investigation conducted by your solicitor.
  TickTick
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Home Buyers Survey

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Profile photo of Martin Tate

Your questions answered by a RICS Surveyor in your area

Martin Tate

BSc Dipl. HI MRICS, MRPSA

Ask Martin a question askasurveyor@surveyorlocal.co.uk

Updated: 28/08/16

HomeBuyer Report

Should we go for a Full Structural Survey, Building Survey or HomeBuyer Report on a home in UK and which is cheaper?

The Full Structural Survey has been renamed by RICS as a Building Survey, although it is essentially the same level of survey.

If the UK property is an apartment, or is 100 or more years old, or has been substantially modified, or is of non standard construction, RICS advise the cheaper HomeBuyer Report.

If you are planning to do any major works on the UK property, you should you go for a Building Survey. The Building Survey is less cheap but it will offer an in-depth analysis of the UK property's condition as well as advice on defects as well as maintenance options .

For more detailed advice get a UK Home Survey Quote via our website or call 0800 038 6667 to speak to our survey team.

What is a home survey, and what will the surveyor actually do?

There are three main types of home buyers survey, the HomeBuyer Report, the Building Survey and the Property Valuation Report. Each of these has a different focus, so buyers should consider which of the three is the right choice for them:

HomeBuyer Report - A general survey of a home, including any visible defects or issues. If the property to be surveyed is of standard construction, and was built after 1900, the Royal Institution of Chartered Surveyors (RICS) recommend that the HomeBuyer Report is usually the best choice. The report is delivered in a standardised format for easy reference. The HomeBuyer Report includes a valuation.

Building Survey - A more in-depth survey of a property, including all accessible areas of a home. RICS recommend the building survey for older properties, or those of non-standard construction. Building survey reports are tailored by the individual surveyor, and can address any additional questions or concerns. Note that this home buyers survey does not include a valuation as standard.

Property Valuation Report - The most basic of the three, this report is primarily a valuation, and will not include details of particular defects.

For more detail please see the detailed survey comparison table.

Stone block wall damage

We are buying a UK house with Beer stone walls. What should we look in to?

The sturdy appearance of stone walls may hide serious concerns, and the defects impacting a type of stone will vary according to its properties. Irregular stone walls are found throughout the county, and can require more care and attention that regular, brick-like stone walls due greater impact the weather can have on exposed mortar. Ashlar courses are often used to finish more irregular stone walls, with mortared rubble or brick hidden behind. This can give rise to maintenance issues if either element

of the wall has been treated with a non-breathable material. These walls will need frequent upkeep.

Ask you surveyor for details, but the report may specify using traditional techniques when making repairs to the fabric of older buildings.

Highly destructive termites

Are termites a problem in the UK?

It comes as a surprise to many people when they hear that termites have been found to be active in the UK although this has been limited to the South West of the country.

Dry Wood Termites are a round 1mm long and are hard to see as they are a whitish translucent colour. However some adults grow to around 1cm. They seek out dry timber in which to burrow and propagate. Once they gain a foothold they burrow in all directions into the timber.

As they burrow internally they leave little evidence of their activity from surface inspection. However, they can literally 'hollow out' the inside of the timber leaving it structurally compromised. They are even capable of burrowing through concrete and have been known to destroy entire houses in the US.

They were first discovered in Saunton in Devon in 1998 where a colony had been introduced via an imported plant box. After a hard fought and a large amount of money being spent , the government sponsored ' Termite Eradication Programme' believed that it had eradicated the problem.

However in 2010, the program (which has been monitoring the situation since 1998) confirmed that localised termite colonies had returned, albeit within a very small area underground.

Thankfully however, Termites are not an issue across the UK but other pests such as woodworm are. Surveyors will look for evidence of infestation (most properties over 100 years old will exhibit some evidence) during the course of a survey and if anything is discovered will attempt to ascertain whether the infestation is active. If evidence is discovered surveyors will usually recommend a specialist investigation.

Wall cracks caused by subsidence

We saw there are no cracks in the brickwork outside, but kitchen floor dips noticeably, is this subsidence? What subsidence issues does the Surveyor report on?

Subsidence is the movement of the foundations of a home which compromises its structural integrity. Most homes experience minor cracking which will not affect the building's structure. In some older homes cracks are revealed in warmer weather which, as it gets colder, will close up when the materials soak up moisture.

Collapsed drains, including mains drains, can cause subsidence by washing away or loosening subsoil. This is an example of groundwater subsidence. Organic material in the sub-soil can also create issues. Organic material such as peat is usually stable if kept moist by the water level, but if the water level falls and the soil dries out, this organic matter will decompose. The weight of the foundations will then compress the sub soil.

Identifying the cause of subsidence is the first step to its solution.This is not always as costly as some buyers fear.Repairing leaking drains, water mains or broken downpipes, which are the cause of the subsidence, should be all that is needed to stabilise the home. Specialist geological and drain surveys may also be required as the movement of soil can sometimes crack drains or water mains.

Profile photo of Martin Tate

Your questions answered by a RICS Surveyor in your area

Martin Tate

BSc Dipl. HI MRICS, MRPSA

Ask Martin a question askasurveyor@surveyorlocal.co.uk

Updated: 28/08/16

HomeBuyer Report

Should we go for a Full Structural Survey, Building Survey or HomeBuyer Report on a home in UK and which is cheaper?

The Full Structural Survey has been renamed by RICS as a Building Survey, although it is essentially the same level of survey.

If the UK property is an apartment, or is 100 or more years old, or has been substantially modified, or is of non standard construction, RICS advise the cheaper HomeBuyer Report.

If you are planning to do any major works on the UK property, you should you go for a Building Survey. The Building Survey is less cheap but it will offer an in-depth analysis of the UK property's condition as well as advice on defects as well as maintenance options .

For more detailed advice get a UK Home Survey Quote via our website or call 0800 038 6667 to speak to our survey team.

What is a home survey, and what will the surveyor actually do?

There are three main types of home buyers survey, the HomeBuyer Report, the Building Survey and the Property Valuation Report. Each of these has a different focus, so buyers should consider which of the three is the right choice for them:

HomeBuyer Report - A general survey of a home, including any visible defects or issues. If the property to be surveyed is of standard construction, and was built after 1900, the Royal Institution of Chartered Surveyors (RICS) recommend that the HomeBuyer Report is usually the best choice. The report is delivered in a standardised format for easy reference. The HomeBuyer Report includes a valuation.

Building Survey - A more in-depth survey of a property, including all accessible areas of a home. RICS recommend the building survey for older properties, or those of non-standard construction. Building survey reports are tailored by the individual surveyor, and can address any additional questions or concerns. Note that this home buyers survey does not include a valuation as standard.

Property Valuation Report - The most basic of the three, this report is primarily a valuation, and will not include details of particular defects.

For more detail please see the detailed survey comparison table.

Stone block wall damage

We are buying a UK house with Beer stone walls. What should we look in to?

The sturdy appearance of stone walls may hide serious concerns, and the defects impacting a type of stone will vary according to its properties. Irregular stone walls are found throughout the county, and can require more care and attention that regular, brick-like stone walls due greater impact the weather can have on exposed mortar. Ashlar courses are often used to finish more irregular stone walls, with mortared rubble or brick hidden behind. This can give rise to maintenance issues if either element



of the wall has been treated with a non-breathable material. These walls will need frequent upkeep.

Ask you surveyor for details, but the report may specify using traditional techniques when making repairs to the fabric of older buildings.

Highly destructive termites

Are termites a problem in the UK?

It comes as a surprise to many people when they hear that termites have been found to be active in the UK although this has been limited to the South West of the country.

Dry Wood Termites are a round 1mm long and are hard to see as they are a whitish translucent colour. However some adults grow to around 1cm. They seek out dry timber in which to burrow and propagate. Once they gain a foothold they burrow in all directions into the timber.

As they burrow internally they leave little evidence of their activity from surface inspection. However, they can literally 'hollow out' the inside of the timber leaving it structurally compromised. They are even capable of burrowing through concrete and have been known to destroy entire houses in the US.

They were first discovered in Saunton in Devon in 1998 where a colony had been introduced via an imported plant box. After a hard fought and a large amount of money being spent , the government sponsored ' Termite Eradication Programme' believed that it had eradicated the problem.

However in 2010, the program (which has been monitoring the situation since 1998) confirmed that localised termite colonies had returned, albeit within a very small area underground.

Thankfully however, Termites are not an issue across the UK but other pests such as woodworm are. Surveyors will look for evidence of infestation (most properties over 100 years old will exhibit some evidence) during the course of a survey and if anything is discovered will attempt to ascertain whether the infestation is active. If evidence is discovered surveyors will usually recommend a specialist investigation.

Wall cracks caused by subsidence

We saw there are no cracks in the brickwork outside, but kitchen floor dips noticeably, is this subsidence? What subsidence issues does the Surveyor report on?

Subsidence is the movement of the foundations of a home which compromises its structural integrity. Most homes experience minor cracking which will not affect the building's structure. In some older homes cracks are revealed in warmer weather which, as it gets colder, will close up when the materials soak up moisture.

Collapsed drains, including mains drains, can cause subsidence by washing away or loosening subsoil. This is an example of groundwater subsidence. Organic material in the sub-soil can also create issues. Organic material such as peat is usually stable if kept moist by the water level, but if the water level falls and the soil dries out, this organic matter will decompose. The weight of the foundations will then compress the sub soil.

Identifying the cause of subsidence is the first step to its solution.This is not always as costly as some buyers fear.Repairing leaking drains, water mains or broken downpipes, which are the cause of the subsidence, should be all that is needed to stabilise the home. Specialist geological and drain surveys may also be required as the movement of soil can sometimes crack drains or water mains.

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