HomeBuyer Report sample

Home Buyers Survey

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The content of survey reports will vary considerably due to factors including the age, type, location and condition of the property, and materials used in its construction.

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Download sample HomeBuyer Report HomeBuyer Report sample

Download sample Building Survey Building Survey sample

Download sample Property Valuation Property Valuation sample

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  Mortgage Valuation
  Property Valuation
  Homebuyer Report
  Building Survey
  Mortgage
Valuation
Property
Valuation
Homebuyer
Report
Building
Survey
Help you make a reasoned and informed decision
as to whether to proceed, reconsider or renegotiate on the purchase
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Identify potential problems
such as any repairs or replacements the property needs including inspecting roofs, chimneys and other surfaces on the outside of the building from ground level
    Tick  Tick
Can help you negotiate a better property price
Where problems are discovered or a lower valuation is given, buyers are enabled to negotiate a lower buying price
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Show traffic light ratings
which give you a green/amber/red condition of your property in an easy-to-understand format
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Prepare you
for potential costly repairs after you move in
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Completed by a RICS Surveyor
Surveyor Local’s national panel of surveyors are fully qualified and highly experienced chartered surveyors
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Independent valuation
gives you a professional valuation of the property, helping prevent you from paying too much for the property
  Tick Tick  
Exhaustive report
a more indepth survey on construction, issues and defects
      Tick
Appropriate for all properties
a suitable survey, irrespective of age, construction type, condition and level of modification
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Highlights urgent issues
Reports on any defects needing urgent attention
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Ongoing maintenance
Professional recommendations on repairs and maintenance
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Building reinstatement costs
Included for insurance purposes
    Tick  
Appropriate for standard property types
Suitable for properties built later than1900 of standard construction (brick and tile)
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Appropriate for unusual property types
Suitable for a older, unusually constructed (e.g. thatch roof) or extensively modified properties (e.g. extended) or those in need of modernisation
      Tick
Advice for your solicitor
Observations that may impact the legal title investigation conducted by your solicitor.
    Tick Tick
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Home Buyers Survey

HomeBuyer Report

Should we go for a Full Structural Survey, Building Survey or HomeBuyer Report on a home in UK and which is cheaper?

The Full Structural Survey has been renamed by RICS as a Building Survey, although it is essentially the same level of survey.

If the UK property is an apartment, or is 100 or more years old, or has been substantially modified, or is of non standard construction, RICS advise the cheaper Building Survey.

If you are planning to do any major works on the UK property, you should you go for a Building Survey. The Building Survey is less cheap but it will offer an in-depth analysis of the UK property's condition as well as advice on defects as well as maintenance options .

For more detailed advice get a UK Home Survey Quote via our website or call 0800 038 6667 to speak to our survey team.

What is a home survey, and what will the surveyor actually do?

There are three main types of home buyers survey, the HomeBuyer Report, the Building Survey and the Property Valuation Report. Each of these has a different focus, so buyers should consider which of the three is the right choice for them:

HomeBuyer Report - A general survey of a home, including any visible defects or issues. If the property to be surveyed is of standard construction, and was built after 1900, the Royal Institution of Chartered Surveyors (RICS) recommend that the HomeBuyer Report is usually the best choice. The report is delivered in a standardised format for easy reference. The HomeBuyer Report includes a valuation.

Building Survey - A more in-depth survey of a property, including all accessible areas of a home. RICS recommend the building survey for older properties, or those of non-standard construction. Building survey reports are tailored by the individual surveyor, and can address any additional questions or concerns. Note that this home buyers survey does not include a valuation as standard.

Property Valuation Report - The most basic of the three, this report is primarily a valuation, and will not include details of particular defects.

For more detail please see the detailed survey comparison table.

Traditionally built property

My partner and I are purchasing a 15th Century farmhouse. What consequences will the rafter roof have on maintenance?

Some buyers would like to own a unique or characterful property. Vernacular, or traditional, architecture, however, can create issues for homeowners. UK property built

with traditional methods can be costly to maintain. You should be aware that expert knowledge may be needed. Materials suitable for the work may also need to be sourced, particularly in the case of a home in one of UK's conservation areas. Speak to your building surveyor for further advice.

Localised subsidence from mining activity

Is mining related subsidence common?

Mining related subsidence is considered common enough in certain parts of the UK for it to warrant a specific search of the Coal Authority database during the conveyancing process. The Coal Authority owns the definitive database of coal and brine mining which includes the locations of all known opencast and deep mining activity - past and present. It is hardly surprising that subterranean mining activity should impair the stability of the surface and any property which is built upon it. The search will certainly indicate if the property is in an area of big risk such as Cheshire where Brine mining was commonplace.

Ultimately however, it is for the Surveyor to note whether any settlement has actually occurred during the Homebuyer report or Building Survey. Subsidence is the biggest cause of concern for home buyers (and insurance companies) as remedy is typically expensive. Your surveyor will bring their knowledge of the local area and the associated ground conditions to give a context to any cracks they may discover during a survey (for example - homes in North London commonly exhibit signs of historical settlement (as clay sold is prevalent) and a local surveyor will be aware of this.

Typically, when cracks are found, the debate as to whether they are due to historical or on-going movement ensues. This can mean a protracted period of monitoring and ultimate buildings with buildings insurers. It is therefore imperative that the cause of any suspected subsidence is uncovered before buying a property to prevent potentially serious unplanned expense.

Timber damage by insect larvae

My friend spotted signs of pests in the attic. Should we get a surveyor?

Property in UK are generally free of infestations, but it is inadvisable to risk buying without more information if you have suspicions.

Unfortunately, the threat posed by these to property is very real, and can be very expensive to resolve. Evidence may not be easy to find, for example, woodworm can be extremely destructive, but fortunately their 'tunnels' in timber and wood furniture are usually quite easy to spot. Remedies to bug or other pest issues can include removal or excision of affected timber.RICS guidelines on the issue of infestations are something of a 'grey-area', so specific fears should be mentioned to your surveyor.

HomeBuyer Report

Should we go for a Full Structural Survey, Building Survey or HomeBuyer Report on a home in UK and which is cheaper?

The Full Structural Survey has been renamed by RICS as a Building Survey, although it is essentially the same level of survey.

If the UK property is an apartment, or is 100 or more years old, or has been substantially modified, or is of non standard construction, RICS advise the cheaper Building Survey.

If you are planning to do any major works on the UK property, you should you go for a Building Survey. The Building Survey is less cheap but it will offer an in-depth analysis of the UK property's condition as well as advice on defects as well as maintenance options .

For more detailed advice get a UK Home Survey Quote via our website or call 0800 038 6667 to speak to our survey team.

What is a home survey, and what will the surveyor actually do?

There are three main types of home buyers survey, the HomeBuyer Report, the Building Survey and the Property Valuation Report. Each of these has a different focus, so buyers should consider which of the three is the right choice for them:

HomeBuyer Report - A general survey of a home, including any visible defects or issues. If the property to be surveyed is of standard construction, and was built after 1900, the Royal Institution of Chartered Surveyors (RICS) recommend that the HomeBuyer Report is usually the best choice. The report is delivered in a standardised format for easy reference. The HomeBuyer Report includes a valuation.

Building Survey - A more in-depth survey of a property, including all accessible areas of a home. RICS recommend the building survey for older properties, or those of non-standard construction. Building survey reports are tailored by the individual surveyor, and can address any additional questions or concerns. Note that this home buyers survey does not include a valuation as standard.

Property Valuation Report - The most basic of the three, this report is primarily a valuation, and will not include details of particular defects.

For more detail please see the detailed survey comparison table.

Traditionally built property

My partner and I are purchasing a 15th Century farmhouse. What consequences will the rafter roof have on maintenance?

Some buyers would like to own a unique or characterful property. Vernacular, or traditional, architecture, however, can create issues for homeowners. UK property built



with traditional methods can be costly to maintain. You should be aware that expert knowledge may be needed. Materials suitable for the work may also need to be sourced, particularly in the case of a home in one of UK's conservation areas. Speak to your building surveyor for further advice.

Localised subsidence from mining activity

Is mining related subsidence common?

Mining related subsidence is considered common enough in certain parts of the UK for it to warrant a specific search of the Coal Authority database during the conveyancing process. The Coal Authority owns the definitive database of coal and brine mining which includes the locations of all known opencast and deep mining activity - past and present. It is hardly surprising that subterranean mining activity should impair the stability of the surface and any property which is built upon it. The search will certainly indicate if the property is in an area of big risk such as Cheshire where Brine mining was commonplace.

Ultimately however, it is for the Surveyor to note whether any settlement has actually occurred during the Homebuyer report or Building Survey. Subsidence is the biggest cause of concern for home buyers (and insurance companies) as remedy is typically expensive. Your surveyor will bring their knowledge of the local area and the associated ground conditions to give a context to any cracks they may discover during a survey (for example - homes in North London commonly exhibit signs of historical settlement (as clay sold is prevalent) and a local surveyor will be aware of this.

Typically, when cracks are found, the debate as to whether they are due to historical or on-going movement ensues. This can mean a protracted period of monitoring and ultimate buildings with buildings insurers. It is therefore imperative that the cause of any suspected subsidence is uncovered before buying a property to prevent potentially serious unplanned expense.

Timber damage by insect larvae

My friend spotted signs of pests in the attic. Should we get a surveyor?

Property in UK are generally free of infestations, but it is inadvisable to risk buying without more information if you have suspicions.

Unfortunately, the threat posed by these to property is very real, and can be very expensive to resolve. Evidence may not be easy to find, for example, woodworm can be extremely destructive, but fortunately their 'tunnels' in timber and wood furniture are usually quite easy to spot. Remedies to bug or other pest issues can include removal or excision of affected timber.RICS guidelines on the issue of infestations are something of a 'grey-area', so specific fears should be mentioned to your surveyor.

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