Are there any considerations we should know about if we are purchasing a building in Croydon inside a conservation area?
There are over 9,000 conservation areas in the UK, which are overseen and managed by the local councils.
Surveyors in Croydon must have in-depth knowledge of local area factors and any connection they may have with the home and its value. Property values are, more often than not, enhanced, which is down to them being preserved.
Surveyors are trained to establish whether the home could be is in a conservation area, and the Section I Issues for your legal advisers of a RICS Level 2 Survey will recommend additional enquiries to be raised by your legal adviser. Unsympathetic adjustments that do not have Local Authority approval will also be reported; however, these should be investigated by your legal adviser.
ASB Law LLP are a local legal firm based in Origin Two, 106 High Street, Croydon, RH10 1BF (Tel: 01293 603600), and they might be happy to help. Or you could try an online conveyancer like In-Deed or Homeward Legal.
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What will a Croydon Surveyor look out for on a stuccoed, Victorian home in Croydon, which I am thinking of purchasing?
Stucco is a smooth render that is usually applied to red brick, and dries to a flat surface, which is often then trowelled to give the appearance of stone blocks. The effect is very appealing and is found on many Victorian and Regency homes. It may have lime in it, in addition to a grid underneath to stop cracks.
Pretty though it is, stucco is often problematic, and Croydon Home Buyers’ Surveys can detail any number of problems (such as trapped moisture leading to problems with damp, or when the application is taken down to ground level and bypasses the damp-proof course). Resolving problems with stucco can be surprisingly expensive as the skills are becoming rarer.
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Does a RICS chartered surveyor look at the serviceability of the gas supply in the bungalow in Croydon?
The chartered surveyor will visually check the accessible parts of the system, and the condition of the meter (where relevant), as well as gas-related fixtures, such as fireplaces. External fittings will not, however, be taken off because of gas safety protocols, meaning, too, that the system won't be tested at all. Needless to say, gas can be dangerous and, if there are any worries relating to gas installations, you should contact a Gas-Safe engineer.
If you smell gas, you should call the National Grid emergency helpline on 0800 111999.
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What input does a surveyor in Croydon give for a property with a chimney constructed from brick? What impact do Croydon environmental conditions have?
Styles of brickwork can range from the relatively standard, like common bond, which is made up of stretchers (long-faced bricks) with headers (the short face of the brick) every six courses or rows, to the rarer styles, such basket-weave bonds, with alternating groups of vertically and horizontally arranged bricks.
Brick-built residences have several advantages over other materials, but they will also suffer from several issues, such as sulphate attack, or thermal movement, particularly on longer walls. Your property surveyor would include these, with solutions or likely results if they are not resolved. The advice of a brickwork specialist should be sought before attempting repairs.
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What effect can rainfall have on a Croydon home? Are repairs going to be expensive?
It is quite extraordinary, given how prevalent rain is in and around Britain, that the effect that wet weather has on Croydon houses is not given enough thought. If you have investigated the house on a clear day, defects may not have been obvious. Signs that downspouts are worth a closer look include ‘gushing’ gutters. Blocked rainwater goods can result in water damage.
Fortunately, this is usually easy to remedy, if not neglected. Where this is untreated or poorly maintained, the damage becomes increasing costly to remedy.
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We are purchasing a house in Croydon and found that the kitchen floor dipped in one corner; could this be evidence of subsidence? What can be done to fix it if it is identified?
Movement of a house on a structural level is defined as subsidence. Most homes in Croydon are constructed from a range of materials, each of which will contract at a varying rate.
Many buildings develop superficial cracks in a wall surface. This could be due to changes in temperature and humidity.
Organic material such as peat is usually stable if kept moist by the water level, but if the soil dries, this organic matter will decompose. This causes the volume of soil to reduce so that foundations can crush the subsoil.
The root cause of any subsidence must be found before repairs can commence, so that the appropriate solution may be implemented. Though tree roots are often the cause, removal of this plant-life may make the problem worse, so professional advice should be sought. Trees must be well-managed, and new trees should be planted at a safe distance from the exterior walls of the property. Maple, lime and horse chestnut trees should be planted no closer than 20m to the property itself. You may need to monitor (and measure) the cracks for as much as a year before the picture becomes entirely clear.
Talk to our team at Surveyor Local on 0800 022 4428 for advice on the survey process, particularly with respect to subsidence.
There is a semi-detached house in the CR3 postcode area priced at £520,000. What things does a surveyor consider when calculating house prices in Croydon?
A qualified RICS surveyor will go to the property as well as considering the wealth of area knowledge and factors that have a bearing on the value of property. There are a huge number of issues that could affect house prices (for example, the quality of nearby schools, or whether the garden is overlooked). It can help to benchmark selling-prices recorded for similar properties in Croydon.
This means the average price of completed transactions for semi-detached houses in Croydon in June 2018 was £507,636, which is £12,364 less than the asking price for the cited property. With regards to other types of property, the averages for the same month in Croydon were:
Information © 2018 HM Land Registry. Retrieved from HM Land Registry website on 16 August 2018
An impartial way to get a formal house valuation is with a RICS Level 2 Survey, which includes a Property Valuation Report (PVR) as a core component. A qualified RICS surveyor will be part of the Valuer Registration Scheme, which reinforces professional standards.
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Is it best to upgrade to full structural survey prior to acquiring a substantially-modified, period house in Croydon?
Structural surveys are the original name for the new RICS Level 3 Survey, which are essentially the same product but easier to read and understand.
If you are buying a modified property (e.g. a period house in Croydon), this is the correct RICS survey to choose. A RICS Level 2 Survey is appropriate if you are buying a mid-century or later Croydon house built out of standard construction materials and methods.
Shortly after a thorough visual inspection of the inside and outside of the main building and permanent outbuildings, a written report (digital and written copy) will be emailed and posted to the prospective buyer setting out in-depth and far-reaching details on the standard of construction and repair of the property. There are several provisos with a RICS Level 3 Survey because a surveyor is not able to open the fabric of the of the Croydon property (e.g. removing roof space contents).
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