Should I opt for a Full Structural Survey, Building Survey or HomeBuyer Report on a home in Merseyside and which is the cheapest?
The Full Structural Survey has been updated to a Building Survey, although it is effectively the same survey.
If the Merseyside property is a flat, or is an older property, or has been extended or modified, or is of non standard construction (i.e. not made of bricks), RICS advise the cheaper HomeBuyer Report.
If you intend to do any an extension, it would be better that you carry out a Building Survey. This survey is not as cheap as a HomeBuyer Report however it does give you exhaustive analysis of the Merseyside property's general condition as well as including advice on defects and maintenance options .
For more information get a Merseyside Survey Quote online or call us 0800 038 6667 to speak to one of our advisers.
A builder has mentioned subsidence is a concern affecting the house. What can be done to remedy subsidence if subsidence is found during the Building Survey?
Subsidence is movement in a home's foundations. In most cases, subsidence can be put right.
Cracks that appear without warning may be a strong indication of subsidence. Signs of potential subsidence include new, suddenly visible cracks in brick or render.
Learning the cause of any subsidence should be the first priority. The removal of trees may make the problem worse, however, so professional advice should be sought. In serious cases, underpinning may be required. Underpinning involves holes being dug 1 metre long and around 1.5 metres deep, along all affected sections of wall, and just beneath the present foundations. Reinforcement bars and concrete are then inserted into these pits to support the structure, as the rest of the foundations are dug out and similarly filled in with concrete. Damaged but non-structural elements should be filled and re-weatherproofed. A surveyor will be able to recommend who to speak to about the best course of action, to remedy both the causes of the subsidence and the resulting damage to the property itself.
Damp in the attic caused problems in a house we used to own. I am particularly concerned about the state of the roof. What advice would the surveyor in Merseyside give in their report?
Homes in the area with no other major issues can still be subject to mould, among a range of other roofing issues. From sheathing to tie beams, every part of the roof should be reported on. Difficulties can often arise in the case of flat roofs, caused by badly installed felting.
Expensive quotes for roofing jobs (such as replacement of a failed dormer) may have scared off some homeowners from carrying out necessary work. In extreme cases, this may be the reason for the sale, so buyers must be vigilant and employ the services of a qualified surveyor before the exchange of contracts. Prior to exchange, it may be worth sourcing from a contractor in Merseyside a quote for any suggested work. Contact A R C Roofing & Building Contractors Ltd of 1 Allenby Street, Atherton, Manchester, M46 0BJ on 01942 792707 for an estimate.
The home I am purchasing is built on clay soil. Can we expect the Building Survey to mention this, and what defects will be reported on?
Clay soil can create a range of issues for home owners. The consequences may take years to be noticed, or could be felt suddenly. The real impact of this could reveal itself as anything from unremarkable cracks along the kitchen wall, to complete structural failure. When performing your Home Buyers Survey in Merseyside, your surveyor will consider the impact the soil composition has had, and may have, on the home. In some more extreme cases, the building foundations may need extra support, but this can be costly.
The seller's agent said there could be loose asbestos ceiling material affecting the property. What are the issues with asbestos?
Homes constructed before the mid eighties might include any number of asbestos based materials. Asbestos is a dangerous fibrous substance formed from metamorphic rocks. There are over 60 types, 6 of which were used in the UK and were commonly found in the building materials such as garage roofs. Its use is widespread, for example - as it has good resistance to chemical damage qualities and it may be found in shed roofs. Most of it was sourced from Canada.
All forms including white ( Chrysotile) are carcinogenic and may lead to lung cancer or asbestosis following prolonged exposure. In fact inhaling a one fibre is not fatal.
If discovered, one must be careful not to remove asbestos and expert advice must be taken without delay. Professional removal of asbestos may be dear but must be completed by professionals. Surveyors will not verify the presence of asbestos on a Merseyside HomeBuyer report. Surveyors will report on suspected asbestos risks and will inform you of the options.
When I visited the period property I am planning to move into I saw that there is an unsafe electrical system - does a the surveyor report on electrical defects?
When conducting a Merseyside Home Buyers Survey your RICS surveyor will typically report on the electrics if it is apparent that the electrics are in an unsatisfactory condition. This will include a general view of the accessible parts of the wiring and other concerns such as examining the category of electrical fittings in shower rooms or reporting on the condition of a representative sample of light fittings and switch gear. Looking at any evidence of the most recent PIR carried out by an electrician on the building should form part of the Homebuyer report in Merseyside.
The IEE recommend a PIR should be carried out every 10 years (or every 5 if letting out). To get advice on domestic electrical systems - Transformelectrical , 26 William Roberts Av, Liverpool, L32 0UN .