The mortgage valuation surveyor was concerned that asbestos boilers are present in the Solihull property I want to buy. Which types of asbestos are a worry, and are there any risks?
Asbestos is a potentially deadly substance formed from several naturally-occurring materials. There are over sixty types of asbestos, six of which were used in the UK prior to its outright ban in 1999. Because of its famous fire-retardant capabilities, its soundproofing qualities and high-tensile strength, before its detrimental health issues were completely understood, asbestos was treated as a miracle substance that inevitably found its way into all manner of building products.
Technically, all forms of asbestos are ultimately hazardous and can lead to lung cancer or scarring of the lung if inhaled over sustained periods.
If it is found, care should be taken on no account to disturb or break the asbestos, and expert advice must be taken urgently. Because of the high cost of removal, it may be tempting to perform the work yourself, but it absolutely must be carried out by asbestos-removal experts.
Surveyors will not verify the presence of asbestos as part of the survey, but they will note the risk of it, and will recommend professional testing.
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A local builder has suggested that subsidence is worth checking at the cottage we are buying. What subsidence information does the Solihull RICS Level 3 Survey include?
Subsidence is defined as movement of the foundations of a home, but this should be distinguished from settlement, because some degree of movement will always occur. Newer homes, for example, will need to settle beneath the building's own weight, and a builder should return to a new home after six months so that they can make minor repairs caused by the settlement. Cracks to a plaster decoration are an obvious suggestion of subsidence, but, fortunately, in many cases these are benign. Organic material in the subsoil, like peat, is usually stable if it’s kept moist by the water level; but, if the water level falls and the soil dries out, this organic matter will begin to rot and become unstable, causing the volume of soil to reduce so that foundations crush the subsoil downwards.
Finding the cause of any subsidence is essential to establishing the precise remedy. Removing or even pruning the trees causing subsidence may be enough to halt any further movement, but equally may exacerbate the problem further, so expert advice should be sought. Your surveyor may suggest that you talk to an arborist to find out the best cause of action if trees or other plant life is the suspected cause. If the load-bearing parts of the property have been damaged, these may be repaired with steel rods, fixed into place with cement to restore the structural integrity of the building.
If you are still concerned, why not give Surveyor Local a call on 0800 022 4428 to discuss what a survey can provide for you?
Should I spend a bit more on full structural survey prior to purchasing an un-loved, seventies, garden apartment close to Solihull?
Structural surveys have been renamed by RICS to RICS Level 3 Survey. While the RICS Level 2 Survey is appropriate if you are buying a mid-century (or later), unmodified Solihull home made out of normal construction materials (i.e. brick and tile), a RICS Level 3 Survey is definitely the preferred choice in relation to the apartment mentioned in your question. Once a thorough assessment of the accessible parts of the property (both inside and out) has been completed, the chartered surveyor’s report will be despatched to the client, and it details thorough and critical information about the state of repair of the house. There are one or two limitations with the survey as the surveyor is not able to open up the fabric of the of the Solihull apartment (for example, lifting up fitted carpets), unless the owner’s consent is given.
Go to this page for more information about the differences between the various property surveys.
Once you have chosen which survey is appropriate to your needs and you’ve got your competitive quote from Surveyor Local (scroll to the top of this page to fill in the form), you can call our waiting advisers on 0800 022 4428 to appoint your experienced chartered surveyor.
I'm confused: which Solihull surveys include a valuation and an estimate of rebuild costs for insurance purposes (including additional costs such as rebuilding a retaining wall) and how is it calculated?
A RICS Level 2 Survey will contain a valuation in addition to a reinstatement cost as a standard part of the offering, and will include outbuildings, retaining walls and other important parts of the property.
To work out the correct valuation of your Solihull property, your RICS valuer will combine their knowledge of the Solihull property market with other aspects about the property (for instance, size of garden, number of reception rooms, or the location of the bathroom), architecture and construction materials, connection to mains utilities, key assumptions (e.g. that there are no hazardous materials to be removed, or that there are no major legal problems affecting the sale), proximity of amenities and links to transport, and environmental issues (e.g. local mining, or being in the vicinity of a rowdy pub).
A RICS Level 3 Survey does not include a valuation as standard, but we can add one for a small additional fee. Alternatively, a Property Valuation Report (PVR) can be performed.
To ascertain which valuation choice best fits your needs, why not give Surveyor Local a call on 0800 022 4428 and talk through your requirements with one of our waiting advisers?
There is a flat in the B26 postcode area priced at £175,000. What things does a surveyor consider when calculating house prices in Solihull?
A qualified RICS surveyor will go to the property as well as considering the wealth of area knowledge and factors that have a bearing on the value of property. There are a huge number of issues that could affect house prices (for example, the quality of nearby schools, or whether the garden is overlooked). It can help to benchmark selling-prices recorded for similar properties in Solihull.
This means the average price of completed transactions for flats in Solihull in June 2018 was £168,694, which is £6,306 less than the asking price for the cited property. With regards to other types of property, the averages for the same month in Solihull were:
Information © 2018 HM Land Registry. Retrieved from HM Land Registry website on 30 August 2018
An impartial way to get a formal house valuation is with a RICS Level 2 Survey, which includes a Property Valuation Report (PVR) as a core component. A qualified RICS surveyor will be part of the Valuer Registration Scheme, which reinforces professional standards.
If you need further guidance, why not try our online Home Survey Quote generator (scroll to the top of the page and fill in a few pieces of information) or call our team on 0800 022 4428.
When we viewed the home we expect to move into in Solihull, it looked like there could be corrosion of the wiring; will a RICS Level 2 Survey go into detail on any electrical defects?
During an assessment, the RICS surveyor will report on the overall electrical system if it appears that it is in an unsafe condition, and they will also inspect the category of the electrical fittings in bathrooms, and the condition of a sample of light fittings and sockets.
Reporting on any documentation from any recent Periodic Inspection Report (PIR) carried out by a suitably-qualified electrician will also form part of the survey. The Institute of Electrical Engineers (IEE) strongly advises that a PIR needs to be completed every ten years for residential properties (or every five, if you are letting the house out).
Get your instant Solihull Home Survey Quote with Surveyor Local (simply fill in a few details on the form at the top of this page) or call us on 0800 022 4428 to talk to one of our team of survey experts and get your survey under way.
Are Solihull properties at risk from flooding, and does a surveyor inquire into any indications of flood damage?
Contrary to popular opinion, the distance a Solihull residence is from the nearest river or coast is not the only measure of flood-risk, and buyers and owners are understandably concerned, particularly with the increase of media reports of devastating floods.
The Environment Agency estimates that 1 in 6 homes around the country are at risk from some kind of flooding with over half of those susceptible to problems caused by surface water alone.
The Environment Agency also maintains a flood-alert service, with regular updated risk assessments, as well as details of local rivers and other bodies of water prone to flooding.
Flood-water can enter a property through a number of routes, including air bricks, poorly-fitted doors and windows, and seepage through external walls.
Familiarity with the characteristics of the local area likely to affect property will enable the RICS surveyor to understand whether flooding may be a risk or not, even if the property has not itself flooded before.
You need to get your survey sorted for peace of mind, and you can do no better than Survey Local. Once you have your cheap quote (scroll to the top of this page to fill in the short form), call us on 0800 022 4428 and one of our advisers will get your chartered surveyor assigned.
In a Solihull RICS Level 2 Survey, what are the usual red-light rating defects affecting rainwater pipes and gutters?
Severe defects impacting the home are indicated with a 'red' condition rating of 3, which provides an instant visual summary of the condition of the property. These defects can include dangers, such as the suspected presence of asbestos, or extensive structural damage.
An example of a defect that might appear in Section E3 of the RICS Level 2 Survey is clogged roof drains, but it doesn’t cover the internal parts of the water system (such as suspected issues relating to a combined heating and water system); this is covered elsewhere in the survey.
If you need to discuss your needs in more detail, why not call Surveyor Local on 0800 022 4428 to talk to one of our survey advisers.