We are acquiring a neglected, Edwardian bungalow property in Stoke-on-Trent; should I therefore upgrade to the far more comprehensive Building Survey?
The Building Survey is a comprehensive inspection by a chartered surveyor, and it provides:
- An inspection of the building(s) at the property
- A full survey report of the findings, both good and bad
- A property valuation (if specifically requested and carries an additional cost)
You can choose the Building Survey for any property that you are buying, but the RICS recommends that it is most suitable for:
- Listed buildings and some properties in conservation areas
- Properties that were built more than 50 years ago
- Properties that you want to extend, change significantly, or update in an integral way
- Buildings that have been recently subjected to such change
- Properties of an unusual construction, or built with unusual materials, irrespective of their age
A HomeBuyer Report, on the other hand, is all you really need if you are buying a non-period, Stoke-on-Trent house constructed from standard building materials and methods (i.e. brick walls and tiled roof). Be aware that several limitations exist with any residential survey because an RICS surveyor will be unable to force or open the structure of the building (unless safe to do so and they have the owner’s consent), nor can they comment on non-permanent out-buildings.
For your instant Stoke-on-Trent home survey quote, use Surveyor Local’s online generator by filling a few details in the form at the top of this page. Or of course you can call us on 0800 038 6667 to talk to a survey adviser regarding you plans and to set up an appointment with one of our surveyors.
I have put in an offer on a Stoke-on-Trent property with a loft conversion, and we are sensitive to the cost of roof repairs. What aspects of the roofing will be investigated when the survey is carried out?
Residences in Stoke-on-Trent in otherwise good condition could easily be hiding difficulties and problems with the roof. From sheeting to ceiling joists, every element of the roof will be investigated by the surveyor. Where the matter is serious, they will recommend that it should be rectified promptly.
Given the high cost of major roof repairs like a complete replacement, some homeowners may defer maintenance indefinitely, which makes both the cause and the consequences harder and even more expensive to treat when repairs do take place. Once the surveyor has delivered their report, consider arranging a quote from a local roofing specialist for the job itself, and, if the cost justifies it, you might wish to consider using it to renegotiate the asking price to help with at least part of the cost. Local recommended roofers include:
- Roofwise Roofing Contractors, 31 Bowfell Grove, Stoke-on-Trent, ST3 5XR (Tel: 01782 596100)
- DKS Roofing Ltd., 100 Union Street, Stoke-on-Trent, ST1 5AS (Tel: 01782 271316)
- JPR Roofing & Flooring, Great Fenton Business Park, Stoke-on-Trent, ST4 4LZ (Tel: 01782 811002)
Want a low-cost, competitive survey quote without compromising on the quality of service? Get your instant quote from Surveyor Local with our calculator (scroll to the top of the page to get started with the form). If you’re ready to appoint your surveyor, call us on 0800 038 6667 today and one of our advisers will be happy to help.
Does a HomeBuyer Report in Stoke-on-Trent include a valuation and reinstatement cost estimate, and how does the surveyor work it out?
A HomeBuyer Report on a Stoke-on-Trent property will contain a valuation and a reinstatement cost as standard elements of the product, which are all covered under the same fee.
A Property Valuation Report is requested when a definitive answer on the value of a property is required. Note that it’s not the same as a market appraisal, which is a guide or estimate to the property price that has absolutely no legal standing. Typically, a Property Valuation Report will be required for loans and mortgage applications, probate and wills, Help to Buy, buying or selling a property, shared ownership, and Capital Gains Tax among other similar circumstances.
To ascertain the correct valuation, the surveyor will use their local property market knowledge, as well as other factors about the property (for instance, the state of repair, or the size of the garden), the architecture and construction methods, other key assumptions (e.g. that there are no legal problems with its sale), connection to mains services, proximity to amenities and transport links, and environmental issues, like being under a flightpath.
A Building Survey does not include a valuation as standard, but one can be added for a small additional fee. Alternatively a Property Valuation Report (PVR) can be performed. Contact Surveyor Local on 0800 038 6667 to discuss your options and choices further. Find out just how low our quotes are by getting your instant Stoke-on-Trent survey quote via the form at the top of this page. You’ll be invited to secure a chartered surveyor with Surveyor Local at the end of the process by paying 10% of the quoted amount.
We are buying in Stoke-on-Trent, and think we saw signs of pests in one of the closets; what should we do?
Stoke-on-Trent houses are not usually impacted by serious cases of infestations but buying without any professional advice on the issue is certainly not recommended.
When buying a house, this matter should be borne firmly in mind, because evidence may not be easy to find. As an example, woodworm can be extremely destructive, but fortunately their 'tunnels' in timber and wood furniture are usually quite easy to spot if you know what to look for.
Treatment for insect infestation may include insecticides, or complete removal of the affected parts of the structure. Rather than pulling out of the transaction, it may be possible to agree a reduction in the purchase price to cover the cost of remedy, or you could request that the vendor resolves the issue before exchange of contracts.
Want to find out more about what Surveyor Local can do for your home move? Call our friendly team of advisers now on 0800 038 6667. Get your instant survey quote in a matter of moment when you complete the simple form at the top of this page.
A property we intend to buy in Stoke-on-Trent is built on clay soil. Will the chartered surveyor investigate this?
Clay-soil-related issues can fail slowly over many years or can arise without warning after a bout of extreme weather or flooding. Specific problems include soil swelling, which is capable of irreparably damaging a home if untreated. There are two terms that are used to describe clay soils likely to be problematic: 'expansive' and 'reactive'.
If a home-owner is aware that the surrounding soil has a high clay content, they should continually monitor for possible signs of subsidence or other issues. Clues like a hard-to-open bathroom door can be an early warning, suggesting severe underlying structural deficiencies. Isolated patches of sodden soil can just as easily warp foundations, so care must be taken to ensure the overall moisture level of the clay soil around the foundations stays consistent.
A Stoke-on-Trent surveyor will consider any clay-soil-related concerns and advise you accordingly in their report. For more information about the survey process, why not call Surveyor Local’s team of advisers on 0800 038 6667? You can also get your instant survey quote for your prospective Stoke-on-Trent purchase (complete the form at the top of this page; it only takes a few moments and you’re set).
Will a cottage with stone walls in Stoke-on-Trent generate high upkeep costs? What problems must we watch out for?
From Rockingstone Sandstone to Waddington Sandstone, there are many types of stone used in the construction of homes in this country, which has a long history of construction using the wealth of riches in Britain’s geology. Defects, such as erosion or pooling water, affect many stone-walled Stoke-on-Trent homes.
Stone walls are either regular (cut) or irregular (more rugged) in structure, each of which will provoke particular concerns. Regular courses of ashlar (cut stone) are often used as a finish to irregular stone walls, with a brick or rubble wall beneath. Homebuyers’ Surveys will usually offer guidance on these matters, like repointing loose or crumbling mortar.
Purchasers renovating Stoke-on-Trent homes should be aware that the British Geological Survey's GeoReport includes a stone-matching service, which costs £500, including VAT (information correct as at 11 March 2019). To source stone quarried in or near Stoke-on-Trent, you can also contact local suppliers.
Want to see how low Surveyor Local’s quotes are? Fill in a few simple details in the form at the top of the page, and, when you’re ready to appoint your chartered surveyor, call Surveyor Local on 0800 038 6667 today and our friendly advisers will be happy to get you on your way.
We think this home near Stoke-on-Trent is located by a brook. Is there a major flood-risk, and would our surveyor investigate signs of flooding damage?
The lives of many owners in Stoke-on-Trent and across the UK have been affected by water damage caused by flooding, and, to compound the problem, it is not clear that reasonably-priced flooding insurance will be available in years to come as the premiums are continually increased.
The Environment Agency has estimated that around 1 in every 6 homes around the country is at risk from some sort of flooding, with more than half of those susceptible from surface water alone. The risk of floods needs to be taken seriously, since ingress of water to a property can threaten safety as well as causing major damage and disruption in the aftermath. It also has an impact on the property’s value and its insurability and the premiums that will be required to be paid. So, it makes sense to get your survey carried out by an experienced firm like Surveyor Local.
A surveyor has a few options to assess whether a property is vulnerable, although proximity of bodies of water is not a guarantee of flooding, but neither should that suggest your property might be safe either. Flood-water can enter a residential property via several routes, including seepage through walls, poorly-fitted doors, or air bricks.
Because of the increasing likelihood of flooding in the UK and the problems it causes, it becomes an essential part of looking for a new home to establish its history with flooding and the risk to the local area. There are several steps that can be taken:
- use the Environment Agency’s flood information service for the current situation
- search for your location on the Environment Agency’s flood map for planning service to establish the level of risk of flooding (based on historical and geographical information)
- appoint a specialist search provider to identify the position in more detail (you can talk to your conveyancing solicitor about this option and costs)
- check with the sellers to confirm anecdotal evidence of prior flooding issues
- If practical to do so, it is also worth looking at the house in both wet and dry weather to see if there are any obvious differences.
If you want to discuss the specifics of what the survey will look for and to allay any other concerns you might have, call Surveyor Local’s team of waiting advisers on 0800 038 6667. You can also get an instant quote very quickly by completing the form at the top of this page.
There is a semi-detached house in the ST1 postcode area priced at £120,000 that we’re interested in. What things does a surveyor consider when calculating house prices in Stoke-on-Trent?
A qualified RICS surveyor will go to the property as well as considering the wealth of area knowledge and factors that have a bearing on the value of property. There are a huge number of issues that could affect house prices (for example, the quality of nearby schools, or whether the garden is overlooked). It can help to benchmark selling-prices recorded for similar properties in Stoke-on-Trent.
This means the average price of completed transactions for semi-detached houses in Stoke-on-Trent in December 2018 was £116,427, which is £3,573 less than the asking price for the cited property. With regards to other types of property, the averages for the same month in Stoke-on-Trent were:
Information © 2019 HM Land Registry. Retrieved from HM Land Registry website on 8 March 2019
An impartial way to get a formal house valuation is with a HomeBuyer Report, which includes a Property Valuation Report (PVR) as a core component. A qualified RICS surveyor will be part of the Valuer Registration Scheme, which reinforces professional standards.
If you need further guidance, why not try our online instant quote generator (scroll to the top of the page and fill in a few pieces of information)? Or you can call our team at Surveyor Local on 0800 038 6667; we’re open 7 days a week.