Will an RICS surveyor look for evidence of flooding at the house in Wirral we’re buying?
A variety of factors can cause flood-damage, from inadequate drainage to tidal activity. Both property-buyers and homeowners in areas at a high risk of flooding are right to be worried, particularly since insurance premiums have gone up to cope with the increase and severity of the claims. The Environment Agency estimates that almost 3m homes are at risk from surface flooding alone, even if the location has not flooded before.
It is easy to assess whether a house is susceptible to flooding via any of several routes. The GroundSure Flood Report is one of several risk-screening reports designed to provide an overview of whether a house in Wirral lies within an area of potential or previous flood-risk. Flooding issues will only be raised in Section J of a Home Buyers Survey if the RICS surveyor observes or has reason to suspect that the house in Wirral is at risk. In addition, the surveyor may recommend a maintenance plan.
For your instant Wirral Homebuyer’s Survey quote from Surveyor Local, fill in a few details on our simple form (available at the top of this page), or call us on 0800 038 6667 to talk to one of our advisers.
When we viewed the unmodernised property we’re interested to buying in Wirral, I noticed that the fuse-box might be overloaded; will the surveyor report anything on the electrics?
When conducting a Wirral HomeBuyer Report examination, an RICS surveyor will highlight the electrics if it looks like they are in a poor state. A professional surveyor is trained to provide detail on issues like looking at the external or remote installations (e.g. outbuildings).
A check of the most recent Periodic Inspection Report (PIR), previously conducted by a suitably-qualified electrician, will also be part of the survey in Wirral. The Institute of Electrical Engineers (IEE) recommends that a PIR is carried out every ten years for residential property, or every five years, if you are letting the house out. Surveyor Local recommends you always get guidance from a certified local electrician.
Ready to appoint a surveyor to look at the property you want to buy? Call Surveyor Local’s friendly team of advisers on 0800 038 6667 today to get things under way.
On a Wirral HomeBuyer Report, have you got examples of ‘Condition rating 2’ defects affecting the section entitled 'E2 - Roof coverings'?
The RICS HomeBuyer Report is designed to be user-friendly, with a minimum of technical jargon used to describe the findings from the survey.
The report employs 'traffic light' ratings of red, amber and green to indicate to what extent each defect requires attention. Amber, or ‘condition rating 2’, defects will need to be repaired or replaced at some point. In contrast to more serious, red-rated defects, these issues do not require immediate attention, but will need to be dealt with soon if they are to be prevented from turning red.
Roof coverings are comprehensively checked in the survey, if these parts of the property are easy to view or easy to access. If it is not possible to properly access this area for inspection (if, for example, the property is a flat), the surveyor will make note of this in their report.
Oil or detritus on an EPDM rubber roof is an example of an amber-rated defect that would be included in this section of the report.
Surveyor Local has a few sample reports available to view such as the HomeBuyer Report, or, if you want specific guidance, call us on 0800 038 6667 to talk to one of our survey experts.
There may be an infestation at the Wirral property we're buying, but we aren’t certain; do we need a chartered surveyor?
Any questions about pests affecting a Wirral property will not be asked by the conveyancing solicitor, because it isn’t a legal requirement for the vendor to confess any knowledge they might have of their existence. Regrettably, vermin problems can be very expensive and disruptive to resolve and can carry serious health risks.
An affected property may not always be easy to identify, either. As an example, termites are still rare in the UK, but may be present in imported timber. They are capable of almost hollowing out beams before they are discovered and can therefore put the structural integrity of a home at serious risk. Treatment for a serious infestation may include professional cleaning, or excision and replacement of parts of the building’s structure.
Still concerned about your property? Need to get a professional chartered surveyor in to look it over for evidence of problems? First, get a quote from Surveyor Local (scroll to the top of this page to get started), then, once you’re happy with our low fees, call one of our advisers on 0800 038 6667 to appoint one of the best surveyors available in Wirral.
I am going to put in an offer in on a house in Wirral, but I am particularly concerned about the state of the roof. What will the RICS surveyor check during the survey work?
Wirral residences in good condition can still be hiding serious difficulties with the roof. Every element of the roof and loft will be checked as part of the survey, including trusses, tiles, beams, and soffits, and your surveyor may recommend that any defects are addressed as soon as possible.
Costly quotes for roofing jobs (such as repairing a bowing truss) may have scared off some homeowners from carrying out necessary work. In extreme cases, this may be the reason for the sale, so buyers must be vigilant and employ the services of a qualified surveyor before the exchange of contracts.
It may be advisable to source a few estimates for any work so that you can renegotiate the price of the house, if the remedial work turns out to be expensive. Local reputable roofers in Wirral include:
- JSC Roofing, 30 Conville Boulevard, Wirral, CH63 5LU (Tel: 07541 157823)
- Les Perry Roofing Contractors Ltd., Foxdale, Dale End Road, Wirral, CH61 1DD (Tel: 07712 870331)
All Surveyor Local’s accredited chartered surveyors have years of experience in dealing with all manner of issues connected to a survey examination, and they will be happy to provide guidance and advice for any problems identified. Ready to get your low-cost survey quote from Surveyor Local? Fill in a few simple details in our form at the top of this page to receive your quote instantly. If you’re ready to line up an appointment for one of our surveyors, call our advisers on 0800 038 6667.
There is an end-of-terrace house in the CH62 postcode area priced at £120,000. What will a surveyor consider when calculating house prices in Wirral?
A qualified RICS surveyor will go to the property as well as considering the wealth of area knowledge and factors that have a bearing on the value of property. There are a huge number of issues that could affect house prices (for example, the quality of nearby schools, or whether the garden is overlooked). It can help to benchmark selling-prices recorded for similar properties in Wirral.
This means the average price of completed transactions for terraced houses in Wirral in May 2018 was £117,345, which is £2,655 less than the asking price for the cited property. With regards to other types of property, the averages for the same month in Wirral were:
Information © 2018 HM Land Registry. Retrieved from HM Land Registry website on 13 August 2018
An impartial way to get a formal house valuation is with a HomeBuyer Report, which includes a Property Valuation Report (PVR) as a core component. A qualified RICS surveyor will be part of the Valuer Registration Scheme, which reinforces professional standards.
If you need further guidance, why not try our online Home Survey Quote generator (scroll to the top of the page and fill in a few pieces of information) or call our team on 0800 038 6667.
The mortgage valuation surveyor informed me that there may be powdery white asbestos duct-connectors in the Wirral home we’re putting an offer on. Which types of asbestos are a concern?
Asbestos is a potentially deadly material, with the three main types used in Britain being blue, brown and white. Health problems can ensue if the sufferer has been regularly exposed to the fibres, usually culminating in asbestosis or lung cancer.
But, before the health issues were fully understood and it was banned, asbestos was considered to be a miracle substance, because of its soundproofing and fire-retardant properties and its high tensile strength. As such, it was used in a broad and deep number of construction products from gutters to paint, from boiler housings to ceiling panels.
If it is found, care should be taken not to damage or dislodge it, and professional advice should be sought urgently. Removing asbestos is an expensive task but it must absolutely be carried out by trained experts. Wirral Surveyors do not verify the presence of asbestos during a Wirral building survey, but they will mention any suspicions of its presence, and they will inform you of the options.
Concerned about your property and what the survey might identify? Why not talk to one of Surveyor Local’s advisers on 0800 038 6667 to appoint one of the best surveyors in the Wirral area?
A local builder has said subsidence would be worth checking in the Wirral apartment. What subsidence issues does the surveyor report on?
Movement of the foundations of a home is called subsidence, but there is a difference between settlement and subsidence. Generally, a builder will return to a new home within a few months to repair settlement damage.
Subsidence-related cracks are on average wider as the crack migrates upward. In some cases, the presence of buried organic material, which then rots or breaks down, can also destabilise all or part of a foundation. The weight of the foundations will then compress the subsoil.
Identifying the cause of subsidence is the first step to establishing its solution. The removal of trees may make the problem worse, however, so professional advice should be sought. Existing trees must be well-managed, and new trees should be planted at a safe distance from the exterior walls of your (and your neighbours’) property. Place pine, birch and cherry trees, for example, at least 10m away.
Unfortunately, in some cases, the only option could be underpinning, which involves holes being dug 1 metre long and around 1.5 metres deep, along all affected sections of wall, and just beneath the present foundations. Reinforcement bars and concrete are then inserted into these pits to support the structure, as the rest of the foundations are dug out and similarly filled in with concrete. A surveyor will be able to tell you if there is subsidence in your home or not, and what is causing it.
To obtain the instant quote for your Wirral Home Survey from Surveyor Local, fill in a small amount of detail in the form at the top of this page, or call us on 0800 038 6667 to get your survey appointment set up.